Works Cited

Experian. 21 August 2003
     (http://experian.com/yourcredit/index.html)

myfinancialsoftware.com. 23 August 2003
     (http://www.myfinancialsoftware.com/free/money/setbudget.htm)

Price, Sherry Shindler. Financing Options & Protect Yourself.
     Laguna Hills: Ashley Crown Systems, Inc., 2002

Rosen, Dorothy. Bankrate.com. 8 February 2002. 7 April 2003
     (http://www.bankrate.com/brm/news/moneymakeover/20020208a.asp?
     keyword=CALCULATORS&authorid=39&firstn
     =Dorothy&middlen=&lastn=Rosen)